Auto Accident Attorneys in Royal Palm Beach FL help people who have been in car crashes caused by another driver’s negligence or carelessness. Usually, these accident victims have suffered serious injuries and are dealing with an insurance company that is less than cooperative about paying adequate compensation. In other situations, the expense of the property damage is higher than the medical bills.
Low Settlement Offers
A person who drives an expensive car may have more than $50,000 in damage if the car is declared a total loss. The other driver’s insurer may balk at paying that kind of money for collision damage. The insurance company adjusters may search for reasons that the owner was partially responsible for the crash that could allow them to offer a lower settlement. They might dispute the value of the vehicle and find ways to drive that number down. Auto Accident Attorneys in Royal Palm Beach FL can be necessary to make sure the owner is fully compensated.
Underinsured Drivers
Another problem occurs when the driver who caused the collision is underinsured for liability. The insurance company is only required to pay the maximum of the policy. Florida requires just $10,000 worth of coverage for property damage liability, which is quite low. That amount won’t come close to paying for the market value of one of the higher-end cars. Owners of expensive vehicles should have their own collision and underinsured motorist coverage in case one of these drivers ever causes an accident.
Filing a Lawsuit
In this situation, the only option the person has in an attempt to recover more money would be to file a lawsuit with the help of a law firm such as Slinkman, Slinkman & Wynne, P.A. This only makes sense if the individual who caused the accident has enough money or other assets to pay a substantial amount to the client. Typically, those who own real estate or have other significant assets have better liability insurance for their own protection.
When serious injuries have occurred, the combination of medical and property damage expenses can be astronomical. Having professional legal representation is advisable.
