A weekend fishing trip on the Chesapeake Bay can end in heartbreak when a member of the fishing party drowns. The guys who hired the fishing boat had a right to expect that the boat they chartered was in good working order and carried all of the necessary safety equipment. So they were very shocked when they found out that the boat was taking on water and there weren’t enough life rafts on board to hold everyone. After they abandoned ship the people in the life rafts tried to hold on to the people in the water, but the seas were too rough.
Once they were back on land they contacted a Injury Attorney in Essex. They lawyer agreed that the owners of the fishing charter were negligent because they didn’t have the right safety equipment. The boat owner’s insurance company claimed that the employees had been properly trained and the money had been provided for them to buy the equipment. The owner said he couldn’t have known that they had pocketed the money and never stocked the equipment. The injured fishermen and the estate of the one that drowned claimed it was his responsibility.
The lawyer hired private investigators who looked into the safety record of the fishing charter company. They found numerous Coast Guard citations for unsafe conditions. Because the owner had signed the checks for the fines, he obviously knew that the conditions weren’t safe on the fishing boat charters that he owned.
The injury lawyer deposed all of the employees and suppliers. The record showed that several orders for equipment had been canceled. When the boat owner’s insurance company saw all of the evidence, they decided that it was time to craft a settlement. It was difficult for the spouse and fishermen to determine what the life of the deceased person was worth. Thankfully the lawyer hired an actuarial expert who knew how to do that. Because of the injuries that several of the party sustained, they would be disabled for the rest of their lives. The actuarial expert calculated their diminished earnings. The insurance company had to pay enough funds to compensate each person according to their injuries.
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