If you drive a vehicle, you have to buy insurance and the premium you pay each month can get expensive. If you think you’re overpaying for your insurance, talk to a Discount Auto Insurance Las Vegas NV area agent to find out if you can get lower cost insurance.
Liability Insurance
If you drive a vehicle, it’s state law that you carry liability insurance so that the damages to other parties are covered if you’re at fault in an accident. If you’re caught driving without liability insurance, you can expect to pay a large fine and you may even get your license revoked. If you only carry liability insurance and you think you’re paying too much, it may be time to get a quote from other companies.
Collision Coverage
If you owe money for your car to a lender, you’re required by state law to carry collision insurance. This pays for any repairs to your vehicle if you’re in an accident, whether it’s your fault or not. Since you’re making payments on your vehicle and the bank legally owns it until it’s paid off, they need to make sure that any damages to the car are covered by insurance. Since you have to buy this kind of insurance anyway, you might as well get it from a Discount Auto Insurance Las Vegas NV area agent.
Comprehensive Insurance
It’s not a law that you have comprehensive insurance and many people don’t buy it just because it’s an added expense every month. This type of insurance covers the cost of repairs to your vehicle if it’s damaged by weather related incidents such as a flood or tornado. It also covers your vehicle if it’s burglarized. While these scenarios may not happen very often, it’s good to be covered in case they do. If you normally wouldn’t purchase this type of insurance, if you buy your policy from a Discount Auto Insurance in Las Vegas NV area agent, you may be able to afford it now.
Other types of insurance you can get from your Discount Auto Insurance Las Vegas NV area agent is SR22 or a non owner operator policy. Even if you’ve had prior accidents, a DUI or a suspended license, you can still qualify for insurance discounts.
