In California, all auto drivers must follow traffic laws to avoid penalties and convictions. These laws include legislature about auto insurance mandates and the need for proof of coverage. All drivers must provide proof whenever they are stopped by law enforcement and when they are registering a vehicle. The following is a review of auto requirements with a Car Insurance Company in Temecula CA.
What are the Minimums?
Currently, the state minimums require coverage for the first death in an auto accident, with a maximum for the total accident. Coverage is also needed for property damage. All drivers must have personal injury protection for their own injuries and medical expenses.
What are the Penalties for No Coverage?
The current penalties and fines for no insurance coverage in California include a monetary fine. The driver could also face jail time. Their license is suspended until they can provide clear proof of insurance coverage. However, if they provide proof of coverage before their court date, they can avoid these fines.
How do Insurance Claims Work?
All drivers must have personal injury protection to acquire coverage for their injuries. However, if they sustain serious injuries, they can file through the at-fault driver’s insurance policy. This pertains to serious injuries including broken bones, disfigurement, and long-term disabilities. All other injuries are managed through their own coverage.
Reviewing Other Strategies for Claims
If the driver who caused the accident broke major traffic laws, it is also possible for them to face criminal penalties. When this is the case, it is possible for the victims of the accidents to seek further compensation if their coverage doesn’t pay their medical costs fully. A lawsuit is also possible if a victim dies as a result of the accident.
In California, all auto drivers must purchase at least liability auto coverage for their vehicle. State laws also require personal injury protection to lower the potential for a lawsuit. Drivers who want to acquire more answers about insurance contact a Car Insurance Company in Temecula CA.
For more information on how to get auto insurance for yourself and the discounts you deserve, contact the agents at Winchester & Associates Insurance Services today.
Follow on Facebook for updates and helpful tips.
