It is not a foregone conclusion that a workers compensation claim will be honored. Even when your claim is perfectly valid, your employer’s insurance company will deny paying compensation. If you find yourself in a situation such as this, your best course of action is to consult with a lawyer in Santa Ana. There are reasons why your claim may be denied, including:
Lack Of Witnesses
There is nothing you can do if the accident was not witnessed. Your responsibility is to report the accident immediately. If you discuss the accident with other people, make sure your description of the circumstances remains consistent.
Failure To Report
Workers comp insurers will often take the stance that if you do not report the accident immediately that you weren’t injured. A lawyer will zero in on this, seeing it a denial of benefits; report any and all accidents regardless of the extent of your injury.
Discrepancies
Insurance companies use discrepancies in the accident report and the medical report as a reason to deny your claim. Whenever you relate the accident to the doctor, your immediate supervisor or anyone else, maintain consistency with your statements.
Illegal Substances
If the post-accident medical report shows the presence of illegal drugs in your system, expect the claim to be denied.
Termination
There are times, and there are reasons why a claim cannot be filed immediately. If you were terminated after the fact, and then you claim, your employer may see this as a revenge claim. If you are injured on the job, immediately advise your supervisor and complete an accident report.
There are valid reasons for denying a workers comp claim. If your claim was denied for what you believe is not a valid reason, see a lawyer immediately.
If your claim was denied, you might need a workers compensation lawyer in Santa Ana. For help, contact the Law Offices of Norman J. Homen.
